This is the one I most want you to read, because on paper it's the least dramatic of the three. MM was buying her first home in Mesa, conventional financing. The property had only been on the market for 24 days. It appraised at $396,000 against a $395,000 purchase price. A thousand dollars over. Bar

There is a myth that will not die … that sellers won't touch a VA offer. Too much paperwork. Too many conditions. Write conventional or don't bother. I'd like to retire it.  Now. Our client, JB, used his VA benefit on a home in Phoenix that had been listed 134 days. The numbers Purchase price: $395,

There's a sentence I hear almost every week … "We'd love to move, but we're never giving up our 3% rate." It's the most common reason Phoenix homeowners stay put right now, and it isn't irrational. That rate was a genuinely rare moment in time. Walking away from it feels like leaving money on the ta